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How to keep your dental coverage after college

College diploma in hand, your next step after graduation may be getting your dream job — and moving out of your parents’ house. Congratulations on this new milestone! But don’t forget about your teeth. With dental coverage, you can access the regular dental care you need to keep your teeth and gums healthy.

1. Stay on your parents’ coverage.

If it’s an option, remaining on your parents’ plan is one of the easiest ways to stay insured. You’ll keep the same plan and dentist. Talk to your parents to see if they’re willing to keep you on their coverage. Eligibility requirements differ across plans, but many dental plans cover adult children up to age 26.

2. Get coverage through a new employer.

If you land a full-time position with benefits, see if your employer covers dental. Employer-sponsored dental benefits are among the most popular job benefits. Typically, your employer will pay some of the premium.

3. Buy an individual plan.

If you’re self-employed or between jobs, an individual plan is the perfect way to keep your teeth protected. These plans, which you can sign up for online, may vary depending on your needs. You can choose the best fit, whether that’s just preventive care or everything from crowns to braces.


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