Dental Insurance for North Carolina
With Delta Dental of North Carolina's fully insured dental plan, it’s easy to get the coverage you need to protect your health—and your wallet.
Looking for a Dental Plan?
Find an individual or family dental plan that meets your needs today on our shopping site.
Member Portal
For Individual plan members who are already enrolled, access all your information here!
NEW Individual and Family Plans
Coverage levels reflect coverage when visiting an in-network PPO dentist. View the full brochure below.
Preventive Plan
$24
.21 per month
per month
Diagnostic and Preventive Services
100%
Minor Restorative Services
50%
Simple Extractions
50%
Orthodontic Services
Not Covered
Waiting Period
None
Annual Coverage Maximum
$1,000
Enhanced Plan
$38
.75+ per month
per month
Diagnostic and Preventive
100%
Basic Services
70%
Major Services
50%
Orthodontic Services
Not Covered
Waiting Period
On Major Services
Annual Coverage Maximum
$1,000
Premium Plan
$55
.04+ per month
per month
Diagnostic and Preventive
100%
Basic Services
80%
Major Services
50%
Orthodontic Servces
50%
Waiting Period
On Major Services
Annual Coverage Maximum
$1,500
EHB-Certified Plans
Coverage levels reflect coverage when visiting an in-network PPO dentist. EHB-Certified Plans include Essential Health Benefit services for individuals under age 19. View the full brochure below.
Plan A Enhanced
$44
.01+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
100%
Basic Services
80%
Major Services
50%
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$1,000
Plan A Standard
$40
.61+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
100%
Basic Services
50-80%
Major Services
50%
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$1,000
Plan B
$26
.76+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
100%
Some Basic Services
50-70%
Major Services
Not Covered
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$1,000
Plan C
$20
.20+ per month for one subscriber
per month for one subscriber
Diagnostic and Preventive
80%
Some Basic Services
50%
Major Services
Not Covered
Orthodontic
Not Covered
Waiting Period
Basic and Major Services
Annual Coverage Maximum
$500
2021 NEW Individual and Family Plans Brochure
This brochure highlights our new individual and family plan offerings for 2021.
2021-2022 EHB-Certified Individual and Family Plan Brochures
All plans cover Essential Health Benefit (EHB) services for individuals under age 19.
Common Questions:
Who is eligible for dental benefits?
Membership is open to all North Carolina adult residents and their dependents. If you have been covered by a Delta Dental of North Carolina individual policy and drop your coverage, you cannot re-enroll for 12 months.
Why Delta Dental?
Delta Dental plans offer the largest network in North Carolina and the country, no waiting period for preventive care, and the freedom to visit any licensed dentist.
When do my dental benefits start?
Your dental coverage begins on the first day of the month following the date we receive your application and initial premium. The initial coverage period is for 12 months.
Why stay in network?
No balance billing, no paperwork, dentists will file claims for you, you'll never pay full price for a dental visit and then wait for reimbursement, and all network dentists undergo a rigorous credentialing process.
Find a Dentist
Delta Dental has the largest network of dentists nationwide. Find the one that’s right for you.
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Questions?
We're here to help!
Hours
Mon - Fri 8am-5pm EST
Individual or Family Plan Questions
Individual and Family Plan Claims Address
P.O. Box 1596
Indianapolis, Indiana, 46206
Individual and Family Plan FAQs
Plan Exceptions and Reductions
